How to get Netflix for free

My monthly Netflix bill is $8.67. It’s not a lot, but it seemed like I could find a creative way to get around the expense. After doing a little bit of research, I figured out how to get Netflix for free.

My strategy depends on a credit card and checking account from Bank of America. Here’s how to use these two accounts strategically to get free Netflix.

Sign Up for the BankAmericard Better Balance Rewards Card: This credit card offers a $25 reward at the end of each quarter. Just remember to pay off your balance in full every month.

Here’s what my Netflix account costs me each quarter: $8.67 (monthly Netflix fee) x 3 (months in a quarter) = $26.01. That $25 reward comes pretty close to covering it. However, I would still be paying $1.01 every three months for my Netflix subscription.

So I dug a little deeper to see whether I could boost my rewards. Deep in the card’s Terms of Service, I found my opportunity by opening a Bank of America Core Checking Account. When I read the fine print, I learned I could get an additional $5 a quarter by automatically depositing my cash rewards into a Bank of America savings or checking account.

You can do the math: That’s $30 a quarter in rewards, which pays for three months of Netflix!

-Holly Malone, University of San Diego

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